Nowadays it is very important for both home and business computer users to understand how to protect their computer from viruses, and from spyware and malware infections. Users also need to understand how to protect personal information, such as user names and passwords for online banking services, from fraudulent attack such as e-mail “phishing”. Review the security information provided by your online banking provider, and ensure that all machines are protected by regularly updated antivirus and anti-spyware programs. Keylogging is one technique used to steal personal information, such as IDs and passwords for online banking services, and a keylogger scanner should be included with any good anti-spyware software.

Nowadays it is very important that all PC users, whether they use their computer at home or work, understand how they should protect their computer from infection by viruses, spyware, and malware.

In former times, viruses seem to have mainly existed so that they could give their authors some kind of perverse thrill, but an increasing number of virus and malware programs are now controlled and created by criminal organizations. The criminals can control large bot-nets (networks of infected computers), which they sometimes use for sending out massive quantities of spam e-mail.

Other criminal attacks can use infection by spyware to let the criminals steal the computer owner’s identity, and their financial information. Programs like keyloggers are able to detect when the computers owner is entering username, password into an online bank website.

The stolen username, password can then be used for fraudulent activities. People who use online banking need to be aware of how these frauds can take place. Always review the security advice page on your online banking provider’s website.

“Phishing” attacks are very common. A person may receive a telephone call or an e-mail, saying that their bank needs to confirm account details. Never respond to a telephone call or e-mail of this type. Criminals send out millions of e-mails like this every week, and those who respond will soon find that they have been defrauded of the contents of their online bank account.

Always ensure that all the machines in your home or business are protected by anti-virus and anti-spyware programs. Ensure that these programs run regularly, and download the updates from the program vendor which allow them to detect new attacks. Keylogging programs are used to steal personal information, and a keylogger scanner will be included with any good anti-spyware package. I am glad that all the spyware, adware and Trojan viruses on my computer are all gone now all thanks high quality software which I downloaded.

Source by Donald Chambers